Start of menu
Close Menu

Market leading flat rate cash back Card with no annual fee

The SimplyCashTM Card from American Express

Apply forThe SimplyCash Card from American Express

Your friend has recommended American Express. If you did not receive this from your friend, please close this page. American Express is not responsible for monitoring the accuracy of information you received from your friend.

Welcome Bonus

New SimplyCashTM Card from American Express Cardmembers can earn 5% cash back on all eligible purchases at gas stations, grocery stores and restaurants in Canada (up to $250 cash back) for the first 6 months of Cardmembership and earn a bonus of $50 cash back after they charge their first purchase to the card through their referral offer7. Offer subject to change at anytime7.


  • Earn 1.25% cash back on all other purchases and when the Welcome Rate ends1
  • There’s no limit to the amount of cash back you can earn annually
  • Add free Supplementary Cards2 to your account. Purchases charged to Supplementary Cards will help increase your annual cash back balance.
  • Peace of mind comes easily with the coverage available to you on the SimplyCash Card from American Express, including:
  • Car Rental Theft and Damage Insurance3†
  • $100,000 Travel Accident Insurance4†
  • Buyer’s Assurance® Protection Plan5†
  • Purchase Protection® Plan6†
  • No annual fee

I understand that the person who referred me for this offer may be eligible to receive a referral bonus upon the approval of my application for an American Express Card. I consent to the disclosure of the outcome of my application to the person who referred me which may be apparent as a result of the allocation of the referral bonus to their account.

If you do not wish to take part in this program to grant a referral bonus to the friends, family members or business owners who are referring you, but you would still like to apply for a Card, please click here to learn more. Different offer terms may apply.

To participate in this offer and grant friends, family members or business owners with a referral bonus, you must apply for a Card using the Apply Now link highlighted on this web page.

Close Window

Your account must be in good standing. If this is a personal referral, you agree to only make recommendations to known friends and family members with whom you have a relationship and who have confirmed to you that they want to receive this communication. If this is a referral in the context of your business, you agree to only make recommendations to business contacts who you know and who have consented to receive this recommendation from you. You must not send recommendations to people you do not know. You can only receive a maximum referral bonus of $1,500 Cash Back per calendar year for approved referrals. Bonus point maximums may change at any time and if you change card products. Should the referral bonus amount change during the calendar year, you may receive a partial bonus depending on the available maximum bonus points. You are not eligible to receive this referral bonus offer if you have already reached your maximum annual referral bonus limit. The referral bonus will be awarded to you based on each eligible referral for which American Express receives an application that is subsequently approved, subject to all applicable terms and conditions. Due to the confidential nature of the approval process, you will not be notified when applications are approved or declined and any individual you have referred must agree to allow your account to be bonused upon approval or you will not receive the referral bonus. If our records indicate that any person you have referred has opted not to receive e-mails from us, your referral will not be sent and you will not receive the referral bonus offered as part of this program. Referral program varies by product and may be modified, suspended, cancelled or otherwise terminated without notice. Cannot be combined with any other offer. If the people that you refer have already applied for the product that you are referring without participating in this program, neither you nor they will be eligible for any referral bonus that may be offered as part of this program. Likewise, if the people you refer decide to apply for a Card through this referral program other than the one you have specifically recommended, the referral bonus for which you and they may be eligible will vary. Referral program participants should allow 8 to 10 weeks for the award of the referral bonus once program criteria have been met and must be enrolled in the corresponding loyalty program (if applicable) when the referral bonus is awarded. All products and services are subject to applicable Terms and Conditions.

Close Window


Apply for a different card that is part of this referral program

The SimplyCashTM Preferred Card from American Express