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The American Express® Platinum Edge Credit Card

Apply forThe American Express® Platinum Edge Credit Card

No Annual Fee1

for the first year of Card Membership (save $195).

+

10,000

Membership Rewards points1 when you apply, are approved and spend $750 on your Card within the first 3 months of Card Membership

+

$200

Travel Credit every year2

Explore your big backyard

This American Express® Card is eligible for use with Apple Pay, Samsung Pay and Android Pay

Highlights

  • Enjoy no annual fee1 for the first year of Card Membership (save $195)
  • Receive 10,000 Membership Rewards points1 when you apply online, are approved and spend $750 on your new Card within the first 3 months. This offer is available to new Card Members, as well as Bank-issued American Express companion cardholders.
  • Enjoy a $200 Travel Credit every year2
  • 0% p.a. on balance transfers for the first 12 months3 — A one-off credit plan establishment fee of 1% applies. Learn more.
  • Complimentary enrolment in the Membership Rewards Ascent program4 saving you $80 per year.
  • When you pay for travel on your Card you will receive Complimentary domestic and international Travel Insurance5.

Reward yourself

With the Platinum Edge Credit Card, you’ll be enrolled in the Membership Rewards Ascent program4, with no points cap, plus the points you earn per $1 spent stays the same, regardless of your monthly spend.

  • Earn 3 Membership Rewards points4 per dollar spent at major supermarkets.
  • Earn 2 Membership Rewards points4 per dollar spent at major petrol stations.
  • Earn 1 Membership Rewards point4 per dollar spent on all other purchases excluding utilities, insurance (except those issued by American Express), telecommunication providers and government bodies in Australia where you earn 0.5 Membership Rewards points4 per dollar spent.
  • No cap on earn rate. You’ll receive up to 3 Membership Rewards points per $1 spent, no matter how much you spend each month.
  • Redeem your points for flights with any of our 9 leading airline partner programs6 or online for Gift Cards7 or even credit on your account8.
  • Book any travel and pay with your points instantly online at Webjet9.
  • Turn your points into an experience with Ticketmaster. Simply book at www.ticketmaster.com.au and select Membership Reward’s as your payment option10.
  • Connect to a world of special benefits at Amex Connect.

Plus take advantage of a promotional balance transfer offer of 0% p.a. for the first 12 months3 to help you save on interest repayments and pay your other balances sooner. A one-off 1% credit plan establishment fee applies and you can transfer up to 70% of your approved credit limit to a maximum of $10,000. This offer is for new applicants only. See how much you could save with our Balance Transfer Calculator.


Travel

Not only will you receive a $200 Travel Credit every year2 but you’ll also enjoy protection for you and your partner and dependent children when you pay for travel on your American Express® Platinum Edge Credit Card.

  • Overseas Medical Emergency Expenses Cover5 up to $2,500,000 towards medical treatment.
  • Baggage, Money and Documentation Cover5 up to $10,000 to cover loss or damage to baggage, money or documents.
  • Travel Inconvenience Cover5 may cover you for flight delays, missed connections or luggage delays.
  • Personal Liability Cover5 up to $1,000,000.
  • Travel Cancellation Cover5 up to $10,000 in the event your travel is cancelled for specific reasons.

World-class Service

American Express offers unique and effective tools and services to save you time and help you stay on top of your finances.

  • With our Online Fraud Protection Guarantee11 you won't be held responsible for any unauthorised charges online as long as you notify us immediately upon discovery of the fraudulent transactions.
  • With Buyer‘s Advantage, you can extend your manufacturer‘s warranty by up to 12 months on items. You‘re covered for up to $10,000 per year and $10,000 per claim, with no excess5.
  • If an item should break or is stolen within 90 days, Purchase Protection will replace it. You‘re covered for up to $20,000 per year and $2,500 per claim with a $50 excess per claim5.
  • If you have a change of heart and are refused a refund on an unused item within 90 days, Refund Protection will reimburse you. You‘re covered for up to $2,000 per year and $500 per claim, with no excess5.
  • Global Card Support means you can enjoy account assistance any time of the day or night.

Card Type

:

Credit Card

Annual Fee

:

$0 p.a ($195 p.a thereafter)

Supplementary Cards

:

Earn points faster by getting a supplementary card for family members at no additional cost12

Eligibility

To save time before you apply for your Platinum Edge Credit Card, it's best to make sure you can say yes to the following:

  • I am aged over 18
  • I am an Australian citizen or permanent resident or hold a current Business Long Stay Visa (subclass 457)
  • I have a personal gross (pre-tax) annual income of $50,000 or more
  • I have no history of bad debt or payment default
  • And if self employed, I have been trading for at least 18 months or 12 months if I hold an existing American Express issued Card

If you can say yes, go ahead. Your application takes less than 10 minutes and we may be able to give you a response in less than 60 seconds - so apply now.

Please click here to read the Key Facts Sheet for this Credit Card.

Apply for a different Card that is part of this referral program

The American Express® Platinum Card